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Most Rewarding Credit Card Platform

Up to 10% rewards across bills, shopping, and brands — in one place.

Total Balance

₹ 1,24,500

+4,200 CI Points

HDFC Regalia

Bill Due: Tomorrow

₹ 45,200

Apple AirPods

Redeemed

-4000 CI

The Cikka Ecosystem

More than a payments app — A Rewarding lifestyle

Pay all credit-card bills via BBPS

Unified platform for all your cards with instant settlement.

Earn instant CI Points

Real value added to your wallet instantly. No useless coupons.

Redeem for real products

Electronics, fashion, and more. Direct from top brands.

Multiple Brands Onboarded

Shop directly from the platform and get up to 10% rewards from the Rewards store!

Cikka Mall

Turn every shopping moment into selective rewards

Skincare 2 Skincare 3 Skincare 1 Skincare 4
Beauty

Premium Skincare Kit

1000 CI

Earbuds 1 Earbuds 2 Earbuds 3 Earbuds 4
Electronics

Wireless Earbuds

4000 CI

Watch 1 Watch 2 Watch 3 Watch 4 Watch 5
Fashion

Designer Watch

8500 CI

Fashion 1 Fashion 2 Fashion 3 Fashion 4
Fashion Wears

Fashion Wears

2500 CI

Partner Dashboard

Total Revenue

₹ 4,82,000

+24%

Conversion Rate

4.8%

Active Users

12.5k

For Partners

Get premium customers, not just traffic.

Connect with India's most credit-active audience. Our AI-matched marketplace ensures your brand reaches the right people at the right time.

High-Intent Users

Reach credit-active consumers who are ready to spend.

Pay on Success

Zero upfront cost. Pay only when you get a sale.

3x Retention

Built-in loyalty engine keeps customers coming back.

Become a Cikka Partner

Simple. Fast. Rewarding.

The seamless loop of financial wellness.

01

Pay Bill

Link your cards and pay via BBPS.

02

Shopping

Buy anything from the mall and get discounts.

03

Earn Points

Get CI Points instantly.

04

Redeem

Selective Rewards (Not coupon gimmicks).

05

Repeat

Build your financial lifestyle.

Your trust, our priority.

We use bank-grade security to ensure your financial data is always protected.

BBPS Verified

Direct integration with Bharat BillPay System.

256-bit Encryption

Bank-grade data protection standards.

Fraud Monitoring

24/7 real-time transaction monitoring.

RBI Compliant

Fully adhering to RBI guidelines for payment aggregators.

HDFC BANK AXIS BANK BillDesk NPCI RBI
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Join the Cikka Club.

Be among the first to experience the most rewarding credit card payment platform in India.

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